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https://wlstudio.biz/billing/index.php?rp=/loginCLIENT POR3LIVE TVhttps://streamingpulse.com/4diaspotv.htmhttps://streamingpulse.com/4diaspotv.htmcs@wlstudio.bizYYY5/16/2024 12:00:00 AMNNNNNY59D6750B-1AFC-4E73-B9A4-0A7A1194A2C6radiolistvideochannelsphotoseventsmoretab_icon_microphonetab_icon_videostab_icon_picturestab_icon_linkstab_icon_moreAboutAppointmentMorePodcastPortfolioALL RADIOVIDEOWaffle House will raise wages for tipped workers amid labor advocacy effortshttps://www.foxbusiness.com/economy/waffle-house-raise-wages-tipped-workers-amid-labor-advocacy-effofeatures/blogs/radio1n1-waffle-house-will-raise-wages-tipped-workers-amid-labor/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-waffle-house-will-raise-wages-tipped-workers-amid-labor/#commentsWed, 12 Jun 2024 17:14 GMTThe famed Waffle House fast-food franchise is increasing wages for its workforce of more than 40,000 employees. This move comes after a persistent year-long push from labor groups. CEO Joe Rogers III, addressing Waffle House employees in a video, announced the chain is elevating its base pay to a minimum of $3 per hour starting this month. The company plans to incrementally raise its base hourly rate to $5.25 by June 2026. Rogers stated Waffle House is also rolling out wage boosts via tenure bonuses and shift premiums over the coming two to three years. Higher menu prices will pay for the wage increases, Rogers explained. These wage adjustments come after more than a year of public campaigning by The Union of Southern Service Workers, a labor group that advocates for low-wage service workers. The group applied pressure on Waffle House through strikes, letters, and petitions. The Union of Southern Service Workers continues to campaign for a $25 hourly wage, 24/7 security for employees, and eliminating mandatory meal deductions. In March, the group filed a petition to the Labor Department requesting an investigation into the policy of deducting the cost of mandatory meals from employees' paychecks. <a href="https://www.foxnews.com/media/twitter-erupts-after-video-of-waffle-house-employee-deflecting-a-thrown-chair-goes-viral-insert-quote" target="_blank"><strong>TWITTER ERUPTS OVER VIRAL VIDEO OF WAFFLE HOUSE EMPLOYEE DEFLECTING A THROWN CHAIR: 'A NEW SUPERHERO'</strong></a> The wage hike marks a significant new phase in Waffle House's history. As Rogers put it, "This is the single largest additional investment in our workforce in the entire 68-year history of Waffle House." Every single employee at the nearly 2,000 Waffle House locations will benefit from the upcoming wage hikes, Rogers emphasized. The chain is adjusting its wage policies in an effort to standardize base hourly rates. However, as base pay does not include tips, wages will vary by state depending on the local minimum wage laws. Additionally, wages will rise more slowly in some rural markets than in urban areas. <a href="https://www.foxbusiness.com/lifestyle/in-n-out-raises-california-prices-response-minimum-wage-hike" target="_blank"><strong>IN-N-OUT RAISES CALIFORNIA PRICES IN RESPONSE TO MINIMUM WAGE HIKE</strong></a> Wage laws in several states, particularly in the South, allow employers to pay service workers hourly rates well below the federal minimum wage. The service industry often meets minimum wage requirements by combining the base wage with customer tips. If reported tips do not reach the minimum wage, the employer is required to. If reported tips fall short of the minimum wage, the employer must make up the difference. Service and restaurant workers are often dependent on tips for a significant part of their income. According to the latest data from the Internal Revenue Service, workers received more than $38 billion in tips in the 2018 tax year. Tipped workers averaged an additional $6,000 for their base wages in 2018. <a href="https://www.foxnews.com/media/trump-pledges-eliminate-taxes-tips-service-workers-las-vegas-rally" target="_blank"><strong>TRUMP PLEDGES TO ELIMINATE TAXES ON TIPS FOR SERVICE WORKERS DURING LAS VEGAS RALLY</strong></a> Rodgers acknowledged the significance of the wage hikes given the critical reliance on tips for service workers. "This is a big deal, a massive additional investment," he said in the video addressing Waffle House employees. "And I don't see many others in our industry doing things like this." Since Waffle House's inception in 1955 in Georgia, the diner-style restaurant chain has expanded to at least 26 states, mostly in the South and Midwest. All Waffle House restaurants are open 24-hours a day, seven days a week. via: <a href="https://www.foxbusiness.com/economy/waffle-house-raise-wages-tipped-workers-amid-labor-advocacy-efforts" target="_blank">https://www.foxbusiness.com/economy/waffle-house-raise-wages-tipped-workers-amid-labor-advocacy-efforts</a>3190237f8a0a02-f98f-5108-bc94-78365421c238, fbn, Fox Business, fox-business/markets/economy, fox-business/GameStop raises over $2B in stock sale during Roaring Kitty crazehttps://www.foxbusiness.com/markets/gamestop-raises-over-2b-stock-sale-during-roaring-kitty-crazefeatures/blogs/radio1n1-gamestop-raises-over-2b-stock-sale-during-roaring-kitty-c/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-gamestop-raises-over-2b-stock-sale-during-roaring-kitty-c/#commentsWed, 12 Jun 2024 09:42 GMTGameStop raised more than $2 billion after selling 75 million shares, the <a href="https://www.foxbusiness.com/category/retail" target="_blank">video game retailer</a> said Tuesday. The sales of the shares stemmed from an at-the-market equity offering program that GameStop announced earlier in the month. <a href="https://www.foxbusiness.com/markets/roaring-kitty-could-not-save-gamestop-meme-stock-tanks" target="_blank"><strong>'ROARING KITTY' COULD NOT SAVE GAMESTOP AS MEME STOCK TANKS</strong></a> "GameStop intends to use the net proceeds from the ATM Program for general corporate purposes, which may include acquisitions and investments," the retailer said. It marked the second at-the-market equity offering that GameStop has conducted in the past month, following a smaller one involving <a href="https://www.foxbusiness.com/quote?stockTicker=GME" target="_blank">45 million shares</a> in May. That grossed $933.4 million, the retailer said in a Securities and Exchange Commission (SEC) filing. <a href="https://www.foxbusiness.com/markets/roaring-kittys-gamestop-position-money" target="_blank"><strong>'ROARING KITTY'S GAMESTOP POSITION IS IN THE MONEY</strong></a> Proceeds from the May stock sale were also intended for "general corporate purposes." Both stock sales came as GameStop received heightened attention and experienced stock price fluctuations due to meme stock retail trader <a href="https://www.foxbusiness.com/markets/roaring-kitty-what-know-about-meme-stock-investor" target="_blank">Keith Gill</a> becoming active again on his "Roaring Kitty" social media accounts. <a href="https://www.foxbusiness.com/markets/roaring-kitty-talks-gamestop-views-livestream" target="_blank"><strong>'ROARING KITTY' SAYS GAMESTOP TO BENEFIT FROM 'RYAN COHEN AND CREW'</strong></a> via: <a href="https://www.foxbusiness.com/markets/gamestop-raises-over-2b-stock-sale-during-roaring-kitty-craze" target="_blank">https://www.foxbusiness.com/markets/gamestop-raises-over-2b-stock-sale-during-roaring-kitty-craze</a>318825196e46ec-240c-5971-8923-7b49cd838d14, fbn, Fox Business, fox-business/markets, fox-business/markets/50% of Americans saving for college don't know about a 529 savings plan: surveyhttps://www.foxbusiness.com/personal-finance/education-savings-plan-college-universityfeatures/blogs/radio1n1-50-americans-saving-college-dont-know-about-529-sav/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-50-americans-saving-college-dont-know-about-529-sav/#commentsWed, 12 Jun 2024 09:14 GMTAmericans may be missing out on an essential college savings tool, according to a recent survey. Half of all adults saving for education don't know about the benefits of using a 529 savings plan, and less than a quarter of them are using this financial tool to save for college, according to the Edward Jones <a href="https://www.edwardjones.com/us-en/why-edward-jones/news-media/press-releases/low-529-plan-awareness" target="_blank">survey</a>. Additionally, only 25% know that these plans can be used to fund more than just higher education. The biggest obstacle preventing more Americans from using <a href="https://www.foxbusiness.com/fox-money/student-loans/best-529-plans" target="_blank">529 plans</a> is the misconception that they require more savings or income to open. "A 529 education savings plan is an investment account that offers tax benefits when used toward qualified education expenses for the account beneficiary," the survey said. Earnings grow tax-free, and distributions are federally tax-free when used for qualified education expenses. With changes to federal and state laws, 529 plans can now be used for more things. "Thanks to tax law changes over the past seven years, 529 plans are more useful and applicable than ever, and can often be used tax-free and penalty-free for secondary schools, technology purchases to further education and much more," Andy Esser, an Edward Jones financial advisor said. "As a financial advisor and parent, I see first-hand the varying benefits of 529 funds - no matter what path a child may choose. Educating families on those benefits leads to more impactful results." If you're concerned about college costs and are considering a private student loan, it can help to shop around for the best rate. <a href="https://www.credible.com/student-loans?utm_source=fox&amp;utm_medium=partner_link&amp;utm_campaign=https%3A%2F%2Fwww.foxbusiness.com%2Fpersonal-finance%2Feducation-savings-plan-college-university" target="_blank">You can visit Credible to learn more about private student loan options</a> and get personalized rates from multiple lenders without dinging your credit score. <a href="https://www.foxbusiness.com/personal-finance/biden-homebuyer-credit-state-of-the-union" target="_blank"><strong>BIDEN WANTS TO GIVE HOMEBUYERS $400 PER MONTH: STATE OF THE UNION</strong></a> More Americans (27%) are considering saving money for vocational or trade school compared to the 22% who are considering saving for the conventional four-year college path, the survey said. However, only 47% know 529 plans can finance vocational and trade schools. Additionally, <a href="https://www.foxbusiness.com/media/how-to-build-blueprint-childs-financial-success" target="_blank">529 savings can be put towards room and board</a>, a considerable expense sometimes not covered by scholarships. Savers can also use these funds to repay student loans. Any unused funds can be rolled over into a Roth IRA for the beneficiary beginning in 2024, according to Edward Jones. "Though one-third of Americans saving for a child's education (32%) do not know what a 529 plan is, the features of the savings plan resonate with many," the survey said. "In fact, three out of five Americans (61%) say the tax benefits make them more inclined to enroll in a plan. Other popular features that made Americans more compelled to consider 529 plans include the flexibility to control their 529 accounts (58%) and using the money to pay for qualified education expenses (56%)." If you hold private student loans, you could lower your monthly payments by refinancing to a lower interest rate. <a href="https://www.credible.com/refinance-student-loans?utm_source=fox&amp;utm_medium=partner_link&amp;utm_campaign=https%3A%2F%2Fwww.foxbusiness.com%2Fpersonal-finance%2Feducation-savings-plan-college-university" target="_blank">Visit Credible to speak with an expert</a> and get your questions answered. <a href="https://www.foxbusiness.com/personal-finance/homebuyers-gained-thousands-buying-power" target="_blank"><strong>HOMEBUYERS GAINED THOUSANDS OF DOLLARS AS MORTGAGE INTEREST RATES FALL: REDFIN</strong></a> The survey said parents are more likely to save for education, but 60% do not feel they're saving enough to reach their goals for future education expenses. Here's how Americans plan to reach their education savings goal: Despite the numerous advantages 529 plans provide, only 14% have or plan to invest in one as part of their education savings strategy. "If you start saving from birth, about a third of your college savings goal will come from the earnings," Mark Kantrowiz, a nationally recognized expert on student financial aid said in a <a href="https://www.financialsense.com/podcast/20888/planning-high-cost-college-mark-kantrowitz-529-plans-scholarships-and-financial-aid" target="_blank">recent interview</a> with Financial Sense. "If you wait until your child enters high school, about 10% will come from the earnings. But there are also about two-thirds of the states that have state income tax breaks on your contributions to the state's 529 plan. So it's a tax advantage and financial aid advantage way of saving for college." If scholarships, grants, college savings, and federal aid don't cover all your education costs, and you are considering a private student loan, comparing your options can help you plan better. <a href="https://www.credible.com/student-loans?utm_source=fox&amp;utm_medium=partner_link&amp;utm_campaign=https%3A%2F%2Fwww.foxbusiness.com%2Fpersonal-finance%2Feducation-savings-plan-college-university" target="_blank">Credible can help you compare fixed and variable-rate private loan options</a> from multiple lenders. <a href="https://www.foxbusiness.com/personal-finance/high-homeowners-insurance-rates-scaring-homebuyers" target="_blank"><strong>HIGH HOMEOWNERS INSURANCE RATES SCARING AWAY FLORIDA HOMEBUYERS, OTHER STATES FACE THE SAME ISSUE</strong></a> <i><strong>Have a finance-related question, but don't know who to ask? </strong>Email The Credible Money Expert at </i><i>moneyexpert@credible.com</i><i> and your question might be answered by Credible in our Money Expert column.</i> via: <a href="https://www.foxbusiness.com/personal-finance/education-savings-plan-college-university" target="_blank">https://www.foxbusiness.com/personal-finance/education-savings-plan-college-university</a>318826cc9334a9-bddb-5056-982c-5ec897c83a6f, fbn, Fox Business, fox-business/personal-finance, fox-businessChiquita must pay Colombian families $38.3 million, Florida jury sayshttps://www.foxbusiness.com/markets/chiquita-must-pay-colombian-families-38-3-million-florida-jury-sfeatures/blogs/radio1n1-chiquita-must-pay-colombian-families-383-million-florida-jur/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-chiquita-must-pay-colombian-families-383-million-florida-jur/#commentsTue, 11 Jun 2024 20:14 GMTChiquita Brands International must pay $38.3 million in damages to the families of eight <a href="https://www.foxnews.com/us/colombian-national-released-weeks-earlier-among-group-arrested-alleged-burglary-tourism-california" target="_blank">Colombian men</a> killed by a paramilitary group in that country, a Florida jury said on Monday. Chiquita in 2007 was ordered by a U.S. court to pay a <a href="https://www.foxnews.com/story/court-orders-chiquita-to-pay-25m" target="_blank">$25 million fine</a> to settle criminal charges that it did business with the United Self-Defense Forces of Colombia (AUC) paramilitary group. <a href="https://www.foxnews.com/story/chiquita-files-for-bankruptcy" target="_blank"><strong>CHIQUITA FILES FOR BANKRUPTCY</strong></a> Chiquita pled guilty in that case to paying protection money from 2001 to 2004, which it said it did in order to protect employees. <a href="https://www.foxnews.com/politics/federal-judge-rules-florida-restrictions-transgender-medical-treatment-kids-unconstitutional" target="_blank">The jury</a> in the civil case before the U.S. District Court Southern District of Florida said in the verdict on Monday that Chiquita knowingly provided substantial assistance to the AUC in the form of cash payments or other means of support, to a degree sufficient to create a foreseeable risk of harm. The men were killed by the AUC, the jury said, and Chiquita did not prove its support for the AUC was the result of impending harm to the company or its employees. "The verdict does not bring back the husbands and sons who were killed, but it sets the record straight and places accountability for funding terrorism where it belongs: at Chiquita's doorstep," said Agnieszka Fryszman, a lawyer at law firm Cohen Milstein Sellers &amp; Toll, who represented the plantiffs, said in a statement. Chiquita did not immediately respond to a request for comment. via: <a href="https://www.foxbusiness.com/markets/chiquita-must-pay-colombian-families-38-3-million-florida-jury-says" target="_blank">https://www.foxbusiness.com/markets/chiquita-must-pay-colombian-families-38-3-million-florida-jury-says</a>31877429f680a7-eddb-5178-8dd8-1b459157c989, fbn, Fox Business, fox-news/fox-news-us/fox-news-us-regions/foOzempic vs Krispy Kreme: Wall Street firm bets weight-loss drugs won't beat doughnut saleshttps://www.foxbusiness.com/lifestyle/ozempic-vs-krispy-kreme-wall-street-firm-bets-weight-loss-drugfeatures/blogs/radio1n1-ozempic-vs-krispy-kreme-wall-street-firm-bets-weightloss-dru/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-ozempic-vs-krispy-kreme-wall-street-firm-bets-weightloss-dru/#commentsTue, 11 Jun 2024 09:19 GMTWhile the <a href="https://www.foxbusiness.com/lifestyle/running-low-ozempmic-other-weight-loss-drug-new-tracker-can-help" target="_blank">demand for weight loss drugs</a> continues to surge, one Wall Street firm is betting that Americans' love for doughnuts is too strong to give them up. Truist Securities on Monday upgraded Krispy Kreme to buy from hold, with analysts led by Bill Chappell saying that the negative impact of the glucagon-like peptide 1 (GLP-1) drugs has already been reflected in the stock's current valuation. <a href="https://www.foxbusiness.com/markets/hims-hers-rolls-out-weight-loss-shots-much-cheaper-than-ozempic-wegovy" target="_blank"><strong>HIMS &amp; HERS ROLLS OUT WEIGHT-LOSS SHOTS MUCH CHEAPER THAN OZEMPIC, WEGOVY</strong></a> Chappell said in a note that the firm's downgrade of Krispy Kreme last year was "due to the belief that the GLP-1 overhang on snack food companies would last for some time." However, Chappell said they believe "this thesis has largely played out." GLP-1 agonists are a class of Type 2 diabetes drugs that improves blood sugar control but may also lead to weight loss. Semaglutide, which is the active ingredient in Novo Nordisk's Wegovy and Ozempic, as well as tirzepatide, which is the active ingredient in Eli Lily's Mounjaro and Zepbound, are considered GLP-1 drugs. They have surged in popularity in recent years as people touted the drugs' weight-loss effects. In turn, food executives are noticing some shoppers' habits are changing, but Truist analysts argue that American's sweet tooth isn't going away. "To be clear, <a href="https://www.foxbusiness.com/healthcare" target="_blank">healthy-living, low-sugar diets</a>, have been around for 30 years. From Atkins bars to protein bars to sweet potato chips, there have been hundreds of "better for you" snack alternatives offered by everyone from small startups to global packaged food companies," Chappell said. At the same time, he noted how the $69 billion U.S. indulgent snack market has continued to grow. <a href="https://www.foxbusiness.com/fox-news-health/wegovy-weight-loss-medication-fda-approval-heart-disease-prevention-drug" target="_blank"><strong>WEGOVY, THE WEIGHT-LOSS MEDICATION, GETS FDA APPROVAL FOR USE AS HEART DISEASE PREVENTION DRUG</strong></a> It underscores how Americans "want to eat healthy, but we like our sweets," he added. Krispy Kreme, in particular, is "more sheltered" than other areas of the indulgent sweet market. Chappell hinted that there will always be an occasion to pick up some doughnuts. "Don't be the person who brings a vegetable platter to a 9-year-old birthday party or office gathering," he said. <a href="https://www.foxbusiness.com/apps-products" target="_blank"><strong>GET FOX BUSINESS ON THE GO BY CLICKING HERE</strong></a> So even if the "pie shrinks," the analysts believe that Krispy Kreme "has more than enough opportunity" to expand its share of the pie and consistently grow sales by a moderate single-digit to <a href="https://www.foxbusiness.com/markets" target="_blank">high single-digit percentage</a> over the next few years. via: <a href="https://www.foxbusiness.com/lifestyle/ozempic-vs-krispy-kreme-wall-street-firm-bets-weight-loss-drugs-wont-beat-doughnut-sales" target="_blank">https://www.foxbusiness.com/lifestyle/ozempic-vs-krispy-kreme-wall-street-firm-bets-weight-loss-drugs-wont-beat-doughnut-sales</a>318607e63f4ac3-7d19-517e-ac06-3305e22e8843, fbn, Fox Business, fox-business/lifestyle/food-drinks, fox-busTesla must face false advertising claims against Autopilot, California administrative judge ruleshttps://www.foxbusiness.com/fox-news-auto/tesla-must-face-false-advertising-claims-against-autopilotfeatures/blogs/radio1n1-tesla-must-face-false-advertising-claims-against-autopilot-c/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-tesla-must-face-false-advertising-claims-against-autopilot-c/#commentsTue, 11 Jun 2024 08:53 GMTA <a href="https://www.foxbusiness.com/media/businesses-fed-californias-minimum-wage-hike-prices-soar-thousands-forced-work" target="_blank">California administrative judge</a> on Monday set back Tesla as the electic carmaker fends off allegations from the state's top regulator that it falsely marketed its vehicles' self-driving feature. Judge Juliet Cox of the state Office of Administrative Hearings (OAH) rejected Tesla's effort to have the lawsuit brought by the California Department of Motor Vehicles dismissed. The judge said that if the allegations are true, they would support enforcement action against Tesla. In a five-page ruling, Cox said it was too early to dismiss the DMV case before a formal hearing. Tesla had argued a hearing was unnecessary since Cox had enough documents to review and rule. The DMV sued in July 2022 over accusations that Tesla mislead customers about vehicles with Autopilot and Full Self-Driving Technology. Tesla vehicles "could not at the time of those advertisements, and cannot now, operate as autonomous vehicles," the lawsuit said, according to Reuters. <a href="https://www.foxbusiness.com/technology/tesla-autopilot-similar-automated-driving-systems-rated-poor-by-safety-group" target="_blank"><strong>TESLA AUTOPILOT, SIMILAR AUTOMATED DRIVING SYSTEMS RATED 'POOR' BY SAFETY GROUP</strong></a> If found liable, Tesla could have its license to sell vehicles in California suspended and be required to make restitution to <a href="https://www.foxbusiness.com/category/tesla" target="_blank">Tesla owners</a> who reside in the state. Tesla did not immediately respond to a request for comment. The DMV told Reuters its claims will be formally reviewed before the OAH on Sept. 9. <a href="https://www.foxbusiness.com/technology/tesla-fatal-crash-autopilot-issues" target="_blank"><strong>TESLA DRIVER IN FATAL CRASH HAD REPORTED PROBLEMS BEFORE WITH 'AUTOPILOT' FEATURE</strong></a> On May 15, a San Francisco federal judge rejected Tesla's bid to dismiss a proposed nationwide class action claiming it misled consumers into believing their vehicles would soon have self-driving capabilities. Tesla, whose <a href="https://www.foxnews.com/category/person/elon-musk" target="_blank">CEO Elon Musk</a> relocated its corporate headquarters from Palo Alto in California to Austin, Texas in 2021, has faced federal probes into whether its self-driving technology might have contributed to fatal car crashes. <a href="https://www.foxbusiness.com/fox-news-tech/tesla-settles-lawsuit-over-autopilot-crash-that-left-apple-engineer-dead" target="_blank"><strong>TESLA SETTLES LAWSUIT OVER AUTOPILOT CRASH THAT LEFT APPLE ENGINEER DEAD</strong></a> In April, Tesla reached a settlement in a lawsuit over a 2018 fatal crash that killed an Apple engineer who was behind the wheel of his Model X while on Autopilot, when the car swerved into a barrier on a highway near San Francisco. Federal prosecutors are separately examining whether Tesla committed fraud by misleading investors about self-driving, Reuters reported. Tesla describes Autopilot as an "advanced driver assistance sytem" on its website that can match the speed of surrounding traffic on cruise control and assist with steering in clearly marked lanes. Tesla's Full Self-Driving Capability promises to let the car "drive itself almost anywhere with minimal driver intervention." <a href="http://foxbusiness.com/" target="_blank"><strong>CLICK HERE TO READ MORE ON FOX BUSINESS</strong></a> Features include guidance on highway on-ramp and off-ramps, automatic lane changes, automatic steering, acceleration and braking and obedience to traffic signals. But Tesla has warned that Autopilot does not excuse drivers from paying attention on the road, and the technologies "do not make the vehicle autonomous." <i>Fox Business' Greg Wehner and Reuters contributed to this report.</i> via: <a href="https://www.foxbusiness.com/fox-news-auto/tesla-must-face-false-advertising-claims-against-autopilot-california-administrative-judge-rules" target="_blank">https://www.foxbusiness.com/fox-news-auto/tesla-must-face-false-advertising-claims-against-autopilot-california-administrative-judge-rules</a>3186081c2d8f1b-d747-569e-8ef8-7f255a718db3, fbn, Fox Business, fox-business/technology/tesla, fox-news/foxElon Musk blasts Apple's approach to AI, threatens to ban devices if OpenAI integrated into operatinhttps://www.foxbusiness.com/technology/elon-musk-blasts-apples-approach-ai-threatens-ban-devices-opefeatures/blogs/radio1n1-elon-musk-blasts-apples-approach-ai-threatens-ban-devi/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-elon-musk-blasts-apples-approach-ai-threatens-ban-devi/#commentsMon, 10 Jun 2024 21:08 GMTElon Musk on Monday threatened to ban <a href="https://www.foxbusiness.com/category/apple" target="_blank">Apple devices</a> at his respective companies if the tech giant integrated OpenAI at the operating system level. Writing on X, the <a href="https://www.foxbusiness.com/category/elon-musk" target="_blank">Tesla CEO</a> called the prospect an "unacceptable security violation." Should he follow through with the ban, Musk said visitors would have to check their Apple devices "at the door, where they will be stored in a Faraday cage." The comments came after Apple announced a slew of <a href="https://www.foxbusiness.com/category/artificial-intelligence" target="_blank">AI features</a> across its apps and operating platforms and a partnership with OpenAI to bring the ChatGPT technology to its devices. <a href="https://www.foxbusiness.com/technology/worlds-largest-wealth-fund-to-vote-against-musks-56-billion-tesla-pay-package" target="_blank"><strong>WORLD'S LARGEST WEALTH FUND TO VOTE AGAINST MUSK'S $56 BILLION TESLA PAY PACKAGE</strong></a> Apple said it had built AI with privacy "at the core" and it would use a combination of on-device processing and cloud computing to power those features. Musk said it was "patently absurd that Apple isn't smart enough to make their own AI, yet is somehow capable of ensuring that OpenAI will protect your security &amp; privacy!" <a href="https://www.foxbusiness.com/technology/elon-musks-xai-selects-southern-city-worlds-largest-supercomputer-site" target="_blank"><strong>ELON MUSK'S XAI SELECTS SOUTHERN CITY FOR 'WORLD'S LARGEST' SUPERCOMPUTER SITE</strong></a> A community note under that tweet noted that Apple has created their own AI called "Apple Intelligence" and ChatGPT was an "additional feature within Apple Intelligence, is limited to Siri and Writing Tools and will require permission from the user for every use." Musk sued OpenAI, which he co-founded in 2015, and its CEO Sam Altman at the beginning of March, saying they abandoned the startup's original mission to develop AI for the benefit of humanity and not for profit. He has also founded his own startup, xAI, in a bid to challenge OpenAI and build an alternative to the viral chatbot ChatGPT. xAI was valued at $24 billion in its last funding round, where it raised $6 billion in series B funding. <a href="https://www.foxbusiness.com/apps-products" target="_blank"><strong>CLICK HERE TO GET FOX BUSINESS ON THE GO </strong></a> FOX Business has reached out to Apple and OpenAI for a response to Musk's comments. <i>Reuters contributed to this report. </i> via: <a href="https://www.foxbusiness.com/technology/elon-musk-blasts-apples-approach-ai-threatens-ban-devices-openai-integrated-operating-system" target="_blank">https://www.foxbusiness.com/technology/elon-musk-blasts-apples-approach-ai-threatens-ban-devices-openai-integrated-operating-system</a>3185538e7edcdf-ce0b-5650-8cbb-5f5b63128481, fbn, Fox Business, fox-business/tech, fox-business/business-leOpenAI colleagues warn race for AI could lead to 'human extinction'https://www.foxbusiness.com/technology/group-openai-colleagues-warn-race-ai-lead-human-extinctionfeatures/blogs/radio1n1-openai-colleagues-warn-race-ai-could-lead-human-extin/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-openai-colleagues-warn-race-ai-could-lead-human-extin/#commentsMon, 10 Jun 2024 20:25 GMTA group of former and current OpenAI employees released a letter online expressing concerns about the effects and serious risks <a href="https://www.foxbusiness.com/category/artificial-intelligence" target="_blank">artificial intelligence (AI) technology</a> could have on humanity. The letter, which was posted on righttowarn.ai, was signed by five former OpenAI employees, a current and a former employee from Google DeepMind, four unnamed current employees at OpenAI and two unnamed former OpenAI employees. The group said the risks AI poses range from "the further entrenchment of existing inequalities, to manipulation and misinformation, to the loss of control of autonomous AI systems potentially resulting in human extinction." "AI companies themselves have acknowledged these risks, as have governments across the world and other AI experts," they wrote. "We are hopeful that these risks can be adequately mitigated with sufficient guidance from the scientific community, policymakers, and the public." <a href="https://www.foxbusiness.com/technology/apples-wwdc-ai-turning-point-tech-giant" target="_blank"><strong>APPLE'S WWDC TO BE AI TURNING POINT FOR TECH GIANT</strong></a> The group says AI companies have strong financial incentives to avoid effective oversight as well as substantial information about the capabilities and limitations of their systems. For instance, the companies have nonpublic information about the adequacy of their protective measures and the risk levels of different types of harm that could come as a result of AI advancements. Daniel Kokotajlo, one of the group members and a former researcher in OpenAI's governance division, told the New York Times OpenAI is excited about building artificial general intelligence, or AGI, but they are "recklessly racing to be there first." <a href="https://www.foxbusiness.com/lifestyle/zoom-ceo-wants-customers-send-ai-powered-digital-twin-future-meetings" target="_blank"><strong>ZOOM CEO WANTS CUSTOMERS TO SEND THEIR AI-POWERED 'DIGITAL TWINS' TO FUTURE MEETINGS</strong></a> Kokotajlo said he previously predicted that AGI could arrive by 2050, though after seeing how quickly the technology was advancing, he told the Times there is a 50% chance it could arrive by 2027. He also said he believes the probability that advanced AI will destroy or cause catastrophic harm to humanity is 70%. The group said they do not think the companies can be relied upon to share the information voluntarily. "So long as there is no effective government oversight of these corporations, current and former employees are among the few people who can hold them accountable to the public," they wrote. Confidentiality agreements prevent the members of the group from voicing their concerns, and they said ordinary whistleblower protections are insufficient, saying they focus on illegal activity. AI has yet to be regulated and, therefore, cannot be considered illegal activity. <a href="https://www.foxbusiness.com/technology/apple-unveils-apple-intelligence-wwdc" target="_blank"><strong>APPLE UNVEILS 'APPLE INTELLIGENCE' AT WWDC</strong></a> OpenAI told FOX Business it agrees with the letter's call for government regulation of the AI industry, as it was the first in the industry to call for such regulation. The company also said they regularly engage with policymakers around the world and are encouraged with the progress being made. An OpenAI spokesperson also said they have a track record of not releasing technology until the necessary safeguards are in place. Because its products are used by 92% of Fortune 500 companies, safe and reliable systems are critical. The spokesperson said that if the products were not safe, the companies would not subscribe. "We're proud of our track record providing the most capable and safest AI systems and believe in our scientific approach to addressing risk," the OpenAI spokesperson said. "We agree that rigorous debate is crucial given the significance of this technology and we'll continue to engage with governments, civil society and other communities around the world." <a href="https://www.foxbusiness.com/apps-products" target="_blank"><strong>GET FOX BUSINESS ON THE GO BY CLICKING HERE</strong></a> "This is also why we have avenues for employees to express their concerns including an anonymous integrity hotline and a Safety and Security Committee led by members of our board and safety leaders from the company," the spokesperson added. via: <a href="https://www.foxbusiness.com/technology/group-openai-colleagues-warn-race-ai-lead-human-extinction" target="_blank">https://www.foxbusiness.com/technology/group-openai-colleagues-warn-race-ai-lead-human-extinction</a>3185549989a148-0028-5a0c-8e3c-e7b8ec240fc6, fbn, Fox Business, fox-business/topic/artificial-intelligence,Austrian Airlines plane severely damaged after flying through hailstormhttps://www.foxbusiness.com/lifestyle/austrian-airlines-plane-severely-damaged-flying-through-hailstfeatures/blogs/radio1n1-austrian-airlines-plane-severely-damaged-after-flying-throug/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-austrian-airlines-plane-severely-damaged-after-flying-throug/#commentsMon, 10 Jun 2024 09:39 GMTDramatic images have emerged showing the front of an <a href="https://www.foxbusiness.com/category/airplanes" target="_blank">Austrian Airlines plane</a> severely damaged after it flew through a hailstorm, forcing its pilots to make a "mayday distress call." A <a href="https://www.foxbusiness.com/category/fox-news-airlines" target="_blank">spokesperson for the airline</a> told FOX Business that the Airbus A320 aircraft was flying from Palma de Mallorca in Spain's Balearic Islands to Austria on Sunday when it "encountered a thunderstorm cell during approach to Vienna, which according to the cockpit crew, was not visible on the weather radar." "As of now, the hail has damaged the two front cockpit windows, the aircraft nose, and some coverings. Due to the damage, a Mayday distress call was made," the spokesperson said. Photos taken after the plane landed safely show a portion of its nose peeled off. Marks also can be seen covering the windows of the cockpit. <a href="https://www.foxbusiness.com/lifestyle/boeing-jet-engine-spewing-fire-air-canada-flight-heart-mouth-moment" target="_blank"><strong>BOEING JET ENGINE SEEN SPEWING FIRE ON AIR CANADA FLIGHT: 'HEART IN MOUTH MOMENT'</strong></a><strong> </strong> "All passengers on the flight were unharmed. The Austrian Airlines technical team is already tasked with assessing the specific damage to the aircraft," the airline told FOX Business. The airline added that "the safety of our passengers and crews is the top priority." Emmeley Oakley, a passenger identified by ABC News as being <a href="https://www.foxbusiness.com/category/travel" target="_blank">on board the flight,</a> told the network that "I think we were about 20 minutes from landing when we got into a cloud of hail and thunderstorm, and the turbulence started." <a href="https://www.foxbusiness.com/retail/airline-passenger-tracks-down-stolen-luggage-airport-workers-home-using-apple-watch" target="_blank"><strong>AIRLINE PASSENGER TRACKS DOWN STOLEN LUGGAGE TO AIRPORT WORKER'S HOME USING APPLE WATCH</strong></a><strong> </strong> "We could definitely feel the hail coming down on the plane, and it was quite loud and super rocky for a minute," she added. Oakley told ABC News that some people inside the plane were screaming, but "the cabin crew did a really good job calming those people down though." <a href="http://foxbusiness.com/" target="_blank"><strong>CLICK HERE TO READ MORE ON FOX BUSINESS</strong></a><strong> </strong> "It wasn't until we exited that we saw the nose was missing!" she also said. "The pilots really did an excellent job keeping things as smooth and safe as they could." via: <a href="https://www.foxbusiness.com/lifestyle/austrian-airlines-plane-severely-damaged-flying-through-hailstorm" target="_blank">https://www.foxbusiness.com/lifestyle/austrian-airlines-plane-severely-damaged-flying-through-hailstorm</a>31838537ab338c-6e32-5676-847e-59413abee6ce, fbn, Fox Business, fox-business/lifestyle/airplanes, fox-news/Today's mortgage rates rise for 15- and 30-year terms | June 10, 2024https://www.foxbusiness.com/personal-finance/todays-mortgage-rates-june-10-2024features/blogs/radio1n1-todays-mortgage-rates-rise-15-30year-terms-june-10-2/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-todays-mortgage-rates-rise-15-30year-terms-june-10-2/#commentsMon, 10 Jun 2024 08:36 GMTThe interest rate on a 30-year fixed-rate mortgage is 6.875% as of June 10, which is 0.250 percentage points higher than on Friday. Additionally, the interest rate on a 15-year fixed-rate mortgage is 6.125%, which is 0.135 percentage points higher than on Friday. With mortgage rates changing daily, it's a good idea to check <a href="https://www.foxbusiness.com/fox-money/mortgage/mortgage-rates?utm_source=foxbusiness&amp;utm_medium=internal&amp;utm_campaign=mortgage-rates" target="_blank">today's rate</a> before applying for a loan. It's also important to compare different lenders' current interest rates, terms and fees to ensure you get the best deal. <i>Rates last updated on June 10, 2024. Rates are based on the assumptions shown </i><a href="https://www.credible.com/mortgage/rate-disclosures?utm_source=fox&amp;utm_medium=partner_link&amp;utm_campaign=https%3A%2F%2Fwww.foxbusiness.com%2Fpersonal-finance%2Ftodays-mortgage-rates-june-10-2024" target="_blank"><i>here</i></a><i>. Actual rates may vary. Credible, a personal finance marketplace, has 5,000 Trustpilot reviews with an average star rating of 4.7 (out of a possible 5.0).</i> When you take out a mortgage loan to purchase a home, you're borrowing money from a lender. In order for that lender to make a profit and reduce risk to itself, it will charge interest on the principal - that is, the amount you borrowed. Expressed as a percentage, a mortgage interest rate is essentially the cost of borrowing money. It can vary based on several factors, such as your <a href="https://www.foxbusiness.com/personal-finance/credit-score-needed-for-mortgage" target="_blank">credit score</a>, <a href="http://www.foxbusiness.com/personal-finance/what-is-your-dti-ratio" target="_blank">debt-to-income ratio</a> (DTI), <a href="https://www.foxbusiness.com/fox-money/mortgage/first-time-homebuyer-down-payment-assistance?utm_source=foxbusiness&amp;utm_medium=internal&amp;utm_campaign=mortgage-rates" target="_blank">down payment</a>, loan amount and repayment term. After getting a mortgage, you'll typically receive an <a href="http://www.foxbusiness.com/personal-finance/first-time-homebuyers-mortgage-amortization-schedule" target="_blank">amortization schedule</a>, which shows your payment schedule over the life of the loan. It also indicates how much of each payment goes toward the principal balance versus the interest. Near the beginning of the loan term, you'll spend more money on interest and less on the principal balance. As you approach the end of the repayment term, you'll pay more toward the principal and less toward interest. Your mortgage interest rate can be either fixed or adjustable. With a fixed-rate mortgage, the rate will be consistent for the duration of the loan. With an adjustable-rate mortgage (ARM), the interest rate can fluctuate with the market. Keep in mind that a mortgage's interest rate is not the same as its annual percentage rate (APR). This is because an APR includes both the interest rate and any other lender fees or charges. Mortgage rates change frequently - sometimes on a daily basis. Inflation plays a significant role in these fluctuations. Interest rates tend to rise in periods of high inflation, whereas they tend to drop or remain roughly the same in times of low inflation. Other factors, like the economic climate, demand and inventory can also impact the current average mortgage rates. To find great mortgage rates, start by using Credible's secured website, which can show you current mortgage rates from multiple lenders without affecting your credit score. You can also use Credible's <a href="https://www.credible.com/mortgage/calculators/mortgage-calculator?utm_source=fox&amp;utm_medium=partner_link&amp;utm_campaign=https%3A%2F%2Fwww.foxbusiness.com%2Fpersonal-finance%2Ftodays-mortgage-rates-june-10-2024" target="_blank">mortgage calculator</a> to estimate your monthly mortgage payments. Mortgage lenders typically determine the interest rate on a case-by-case basis. Generally, they reserve the lowest rates for low-risk borrowers - that is, those with a higher credit score, income and down payment amount. Here are some other personal factors that may determine your mortgage rate: Other indirect factors that may determine the mortgage rate include: Along with certain economic and personal factors, the lender you choose can also affect your mortgage rate. Some lenders have higher average mortgage rates than others, regardless of your credit or financial situation. That's why it's important to compare lenders and loan offers. Here are some of the best ways to compare mortgage rates and ensure you get the best one: One other way to compare mortgage rates is with a mortgage calculator. Use a calculator to determine your monthly payment amount and the total cost of the loan. Just remember, certain fees like homeowners insurance or taxes might not be included in the calculations. Here's a simple example of what a 15-year fixed-rate mortgage might look like versus a 30-year fixed-rate mortgage: If you're thinking about taking out a mortgage, here are some benefits to consider: And here are some of the biggest downsides of getting a mortgage: Requirements vary by lender, but here are the typical steps to qualify for a mortgage: Here are the basic steps to apply for a <a href="https://www.foxbusiness.com/fox-money/mortgage/what-is-a-mortgage?utm_source=foxbusiness&amp;utm_medium=internal&amp;utm_campaign=mortgage-rates" target="_blank">mortgage</a>, and what you can typically expect during the process: <a href="https://www.foxbusiness.com/money/how-to-refinance-mortgage-easy-steps" target="_blank">Refinancing your mortgage</a> lets you trade your current loan for a new one. It does not mean taking out a second loan. You will also still be responsible for making payments on the refinanced loan. You might want to refinance your mortgage if you: The refinancing process is similar to the process you follow for the original loan. Here are the basic steps: If you need to tap into your home's equity to pay off debt, fund a renovation, or cover an emergency expense, there are two popular options to choose from: a home equity loan and a <a href="https://www.credible.com/heloc" target="_blank">home equity line of credit (HELOC)</a>. Both a home equity loan and a HELOC allow you to borrow against your home's equity but a home equity loan comes in the form of a lump sum payment and a HELOC is a revolving line of credit. These two loan types have some other key similarities and differences in how they work: Interest rates on mortgages fluctuate all the time, but a rate lock allows you to lock in your current rate for a set amount of time. This ensures you get the rate you want as you complete the <a href="http://www.foxbusiness.com/personal-finance/first-time-homebuyer-guide" target="_blank">homebuying process</a>. Mortgage points are a type of prepaid interest that you can pay upfront - often as part of your closing costs - for a lower overall interest rate. This can lower your APR and monthly payments. Closing costs are the fees you, as the buyer, need to pay before getting a loan. Common fees include attorney fees, home appraisal fees, <a href="http://www.foxbusiness.com/money/mortgage-origination-fees-what-are-how-to-avoid" target="_blank">origination fees</a>, and application fees. If you're trying to find the right mortgage rate, consider using Credible. You can <a href="https://www.credible.com/mortgage/rates/landing?utm_source=fox&amp;utm_medium=partner_link&amp;utm_campaign=https%3A%2F%2Fwww.foxbusiness.com%2Fpersonal-finance%2Ftodays-mortgage-rates-june-10-2024" target="_blank">use Credible's free online tool</a> to easily compare multiple lenders and see prequalified rates in just a few minutes. via: <a href="https://www.foxbusiness.com/personal-finance/todays-mortgage-rates-june-10-2024" target="_blank">https://www.foxbusiness.com/personal-finance/todays-mortgage-rates-june-10-2024</a>3183868e9ee559-7be1-5dc4-9417-06b03ae84fa0, fbn, Fox Business, fox-business/personal-finance, fox-business'Elite cattle': Heavy cow that's 'closest to perfection' fetches millions at auction, breaking worldhttps://www.foxbusiness.com/lifestyle/elite-cattle-heavy-cow-closest-perfection-fetches-millions-aucfeatures/blogs/radio1n1-elite-cattle-heavy-cow-thats-closest-perfection-fetches-m/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-elite-cattle-heavy-cow-thats-closest-perfection-fetches-m/#commentsSun, 9 Jun 2024 19:44 GMTA <a href="https://www.foxnews.com/category/world/world-regions/brazil" target="_blank">Brazilian cow</a> broke records after selling for more than $4 million at an auction, more than three times the last record holder's price. Weighing 2,400 pounds, Viatina-19 FIV Mara Mov is is twice as heavy as an average adult of her breed. Viatina-19 is the result of Brazil's years-long efforts to raise meatier cows so that more people will <a href="https://www.foxbusiness.com/category/fox-news-food" target="_blank">eat its beef</a>. Per the Guinness World Records, Viatina-19 sold for the equivalent of $4.38 million in Arand , S o Paulo, Brazil. Prizewinners are sold at high-stakes auctions - so high that wealthy ranchers share ownership. They extract the eggs and semen from champion animals, create embryos and implant them in surrogate cows that they hope will produce the next magnificent specimens. "We're not slaughtering elite cattle. We're breeding them. And at the end of the line, going to feed the whole world," one of her owners, Ney Pereira, told The Associated Press after arriving by helicopter to his farm in Minas Gerais state. "I think Viatina will provide that." <a href="https://www.foxbusiness.com/politics/americans-still-not-sold-evs-despite-biden-push-poll-shows" target="_blank"><strong>AMERICANS STILL NOT SOLD ON EVS DESPITE BIDEN PUSH, POLL SHOWS</strong></a> Pereira's daughter, Lorrany Martins, said the hefty price stems from how quickly the cow put on vast amounts of muscle, from her fertility and how often she has passed those characteristics to her offspring. Breeders also value posture, hoof solidity, docility, maternal ability and beauty. Those eager to level up their <a href="https://www.foxnews.com/category/science/natural-science/genetics" target="_blank">livestock's genetics</a> pay around $250,000 for an opportunity to collect Viatina-19's egg cells. "She is the closest to perfection that has been attained so far," Martins said. "She's a complete cow, has all the characteristics that all the proprietors are looking for." Viatina-19's owner, Pereira, said she gets special treatment to boost egg cell production, but would thrive were she put to pasture - where almost all his elite cattle feed. Viatina-19 is now pregnant and Pereira's is eyeing expansion. The cow's egg cells have sold to Bolivian buyers and Pereira wants to export to other countries like the United Arab Emirates, India and the US. <i>The Associated Press contributed to this report. </i> via: <a href="https://www.foxbusiness.com/lifestyle/elite-cattle-heavy-cow-closest-perfection-fetches-millions-auction-breaking-world-records" target="_blank">https://www.foxbusiness.com/lifestyle/elite-cattle-heavy-cow-closest-perfection-fetches-millions-auction-breaking-world-records</a>318340f5004b42-6ae3-5845-9fc0-3e13305840c5, fbn, Fox Business, fox-news/fox-news-science/fox-news-planet-eKia recalls 460K Telluride SUVs over fire risk; urges owners to 'park outside'https://www.foxbusiness.com/markets/kia-recalls-telluride-suvs-over-fire-risk-urges-owners-park-outsfeatures/blogs/radio1n1-kia-recalls-460k-telluride-suvs-over-fire-risk-urges-owners/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-kia-recalls-460k-telluride-suvs-over-fire-risk-urges-owners/#commentsSun, 9 Jun 2024 19:07 GMT<a href="https://www.foxbusiness.com/category/fox-news-kia" target="_blank">Kia America</a> is recalling more than 450,000 Telluride vehicles due to an issue that could cause the SUV to catch fire while parked or on the move. The National Highway Traffic Safety Administration (NHTSA) announced the recall on its website on Friday. It involves 462,869 2020-2024 Telluride SUVs. Kia also advised owners of the affected vehicles to park their Tellurides outside and away from structures and other vehicles until the recall repair is completed. The issue is with the front power-seat motor, which could overheat if the power-seat slide knob is stuck. When the motor overheats, it could result in a fire and increase the risk of injury. <a href="https://www.foxbusiness.com/lifestyle/kia-recalls-over-427k-vehicles-could-roll-away-while-park" target="_blank"><strong>KIA RECALLS OVER 427 VEHICLES THAT COULD ROLL AWAY WHILE IN PARK</strong></a> Kia told Fox News Digital there has been one localized underseat fire and six localized melting of a power-seat motor, though no crashes, injuries or fatalities have happened because of the issue. Dealers will install a bracket for the power-seat switchback covers on <a href="https://www.foxbusiness.com/category/product-recalls" target="_blank">recalled vehicles</a> and replace the seat slide knobs free of charge. Notices will begin going out to drivers of affected vehicles beginning on July 30. <a href="https://www.foxbusiness.com/lifestyle/more-than-3-7m-cars-road-have-park-outside-recalls" target="_blank"><strong>MORE THAN 3.7M CARS ON ROAD HAVE 'PARK OUTSIDE' RECALLS, CARFAX SAYS</strong></a> Included with the notice will be instructions to take the vehicle to a Kia dealer. Anyone with questions can call Kia's Customer Car Care Center at 800-333-4542 or their local Kia dealer. This marks the latest in a growing list of recalls across the auto industry. It comes just months after Kia recalled more than 427,000 Telluride vehicles manufactured between 2020 and 2023, as well as some 2024 models, because of the potential the cars could move while in park. NHTSA warned that the intermediate shaft and right front <a href="https://www.foxbusiness.com/category/cars" target="_blank">driveshaft on the vehicles</a> "may not be fully engaged due to suspected improper assembly by the supplier." <a href="https://www.foxbusiness.com/apps-products" target="_blank"><strong>GET FOX BUSINESS ON THE GO BY CLICKING HERE</strong></a> Over time, the "partial engagement can cause damage to the intermediate shaft splines," which could "result in <a href="https://www.foxbusiness.com/category/auto" target="_blank">unintended vehicle movement</a> while in park if the parking brake is not engaged," according to NHTSA. <i>FOX Business' Daniella Genovese contributed to this report.</i> via: <a href="https://www.foxbusiness.com/markets/kia-recalls-telluride-suvs-over-fire-risk-urges-owners-park-outside" target="_blank">https://www.foxbusiness.com/markets/kia-recalls-telluride-suvs-over-fire-risk-urges-owners-park-outside</a>318341a5911b59-e1b8-5aef-ae86-91d7eb93f656, fbn, Fox Business, fox-news/fox-news-auto/fox-news-make/fox-neWe were in debt up to our eyeballs. Here's how we dug ourselves out of it and bought a homehttps://www.foxbusiness.com/personal-finance/debt-out-eyeballs-how-dug-ourselves-out-bought-homefeatures/blogs/radio1n1-we-were-debt-up-our-eyeballs-heres-how-we-dug-ourselve/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-we-were-debt-up-our-eyeballs-heres-how-we-dug-ourselve/#commentsSun, 9 Jun 2024 09:01 GMT"Always the bridesmaid, never the bride." Oh wait, we were talking about home buying? Ah... <i>always the renter, never the owner.</i> It's the way so many of us feel. We watch as our <a href="https://www.foxbusiness.com/video/6354540181112" target="_blank">family members and friends buy homes</a>, and we congratulate them with a housewarming gift in hand and a smile plastered across our face. We're happy for them-we truly are. But there's this nagging voice on the inside always asking, "Why not me? When will it be my turn? How in the world were they able to afford that?" If we're being honest here, it's hard not to be flat out jealous of people who are able to buy a home in this market-or the folks who got in before interest rates went through the roof. Those lucky duckies. We can't help but feel that we're somehow behind in life's race to home ownership. And that, somehow, we've been dealt a bad hand or given a raw deal. I remember that feeling all too well. <a href="https://www.foxbusiness.com/economy/homes-are-overvalued-most-us-problem-is-worse-these-5-states" target="_blank"><strong>HOMES ARE OVERVALUED IN MOST OF THE US - AND THE PROBLEM IS WORSE IN THESE 5 STATES</strong></a> Back in 2007, my husband, <a href="https://www.foxnews.com/category/entertainment/events/marriage" target="_blank">Sam, and I got married</a>. Initially, we moved into his small town house. But within a year, instead of upgrading to a bigger home, we went "backward." We sold the town house-and all of our furniture-and moved into a one-bedroom apartment we could afford. Then, a year later, we took it a step further and<a href="https://www.foxbusiness.com/personal-finance/renting-cheaper-than-buying-gen-z-rent-more" target="_blank"> rented a cheaper place</a> where we could have roommates. That's right, we got roommates to help out with the rent. Two married people living with two other married people. I can hear some of you saying, "Awesome, that would be just like "Friends" or "Three's Company." Nope. It wasn't. It was our rock bottom. Trust me, there's nothing awesome about living in a shared condo and sleeping on an air mattress while your friends are off buying houses and having babies. Talk about feeling behind in life! But we were racked with about $460,000 in consumer and student loan debt. We knew we wouldn't have peace about buying a home without first walking the journey to pay off all our debt and get to a healthy place financially. <a href="https://www.foxbusiness.com/personal-finance/renting-cheaper-than-buying-gen-z-rent-more" target="_blank"><strong>RENTING IS SLIGHTLY CHEAPER THAN BUYING, PUSHING GEN Z TO RENT MORE OFTEN THAN BUY</strong></a> For us, renting was a necessary step in the journey to homeownership. It bought us the time we needed to <a href="https://www.foxbusiness.com/personal-finance" target="_blank">pay off our debt</a> and save up to buy a home the right way. In truth, our goals were very simple in concept but very difficult to accomplish. But if we can do it, you can too. These were our goals: 1. Save $1,000 for an emergency fund. 2. Pay off all debt. 3. Save up 3-6 months of basic expenses. 4. Make sure we're playing with a stacked DECK. Here's what I mean by DECK: <strong>D. Down payment:</strong> Save at least 5%. (If you can hit 20% and avoid PMI, even better!) <strong>E.</strong> <strong>Earnest money</strong>: You need to be prepared to put this money down up front when you make an offer to show you're serious about buying a home. (It will get applied toward your down payment when you close.) <strong>C.</strong> <strong>Closing costs</strong>: These fees can be around 5% of the purchase price, and they're usually rolled into your mortgage loan. (This matters because it affects your monthly payment.) You can pay for these fees in cash or increase your down payment to offset them. <strong>K.</strong> <strong>Keep in mind and save </strong>for miscellaneous expenses-like inspection, appraisal and the actual move! <a href="https://www.foxbusiness.com/apps-products" target="_blank"><strong>GET FOX BUSINESS ON THE GO BY CLICKING HERE</strong></a> What made it most difficult for us was the timeline. These aren't goals you complete in just six months. Or even in six years. <a href="https://www.foxbusiness.com/category/savings" target="_blank">Saving money</a> to do all these things when you don't have a ton of margin takes time. You need time to save and time to increase your income, so you can save more. It took us 10 years to complete everything on the list. Yep, we rented for 10 years. We went from hitting rock bottom in 2008 to turning the key to our first home in 2018. If I could give you one piece of advice: Don't be afraid of long timelines. The time's going to pass, anyway. And you can spend that time being overwhelmed and jealous and pointing fingers at all the bad breaks you've endured, or you can spend that time getting busy building the future you desire. Trust me, comparison is futile. It only wastes valuable time and mental calories. <a href="https://www.foxbusiness.com/" target="_blank"><strong>CLICK HERE TO READ MORE ON FOX BUSINESS</strong></a> Here's the thing: There will always be people "further ahead" than you (if that's even a thing). And there will always be times in life when wages aren't high enough, cost of living isn't low enough, and real estate conditions aren't as favorable as you'd like. But those things will hurt far worse if you don't have your finances under control. If you're anything like me, the key to getting the keys to your first home likely involves a journey toward getting your finances in order. Even if you don't have debt, simply saving for a down payment at these prices will take time. But don't let time scare you away from your dreams. It might take longer than you want to get your house, but that's OK. Because when you get it, it will be far sweeter, and you'll be far more grateful and appreciative. <i>Jade Warshaw is a personal finance coach, bestselling author of Money's Not a Math Problem, and co-host of The Ramsey Show. Jade has a professional background in entertainment and has performed in over 92 countries worldwide. Since paying off over $460,000 in debt with her husband, Sam, Jade's been helping others learn how to get out of debt and take control of their money. As a co-host of "The Ramsey Show," the second-largest talk radio show in America, Jade helps people take back their power by teaching them to shift their mindset and actions around money. Follow Jade on </i><a href="https://www.instagram.com/jadewarshaw" target="_blank"><i>Instagram</i></a><i>, </i><a href="https://www.facebook.com/jadewarshawpersonality" target="_blank"><i>Facebook</i></a><i>, </i><a href="https://www.tiktok.com/%40jadewarshaw" target="_blank"><i>TikTok</i></a><i> and </i><a href="https://twitter.com/JadeWarshaw" target="_blank"><i>X</i></a><i>, or online at </i><a href="https://www.ramseysolutions.com/jade-warshaw" target="_blank"><i>jadewarshaw.com</i></a><i>.</i> via: <a href="https://www.foxbusiness.com/personal-finance/debt-out-eyeballs-how-dug-ourselves-out-bought-home" target="_blank">https://www.foxbusiness.com/personal-finance/debt-out-eyeballs-how-dug-ourselves-out-bought-home</a>318209b6506e32-06b9-5448-a18f-be6de2c4ba7b, fbn, Fox Business, fox-business/opinion, fox-business/personalSuper commuter touts 4-state-long commute to NYC: I'm making 'Manhattan money' with low living costshttps://www.foxbusiness.com/media/super-commuter-touts-4-state-long-commute-nyc-making-manhattan-monfeatures/blogs/radio1n1-super-commuter-touts-4statelong-commute-nyc-im-making-man/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-super-commuter-touts-4statelong-commute-nyc-im-making-man/#commentsSun, 9 Jun 2024 08:01 GMTIn an economy where the cost of living doesn't seem to be relenting any time soon, some workers are super-commuting several hours for the financial payoff across state lines. Kyle Rice, a paramedic and father of two who works for a tech company in Manhattan, explained his super commute from his <a href="https://www.foxbusiness.com/category/fox-news-new-york-city" target="_blank">home in Delaware to Manhattan</a> during an appearance on "The Big Money Show." "In Delaware, we have a very low cost of living, so our insurance is lower, my mortgage is lower. We did refinance during the pandemic, so that helped a lot. But compared to prices in northern Jersey and especially here in the city, it's not even comparable," Rice said on Friday. <a href="https://www.foxbusiness.com/lifestyle/nyc-supercommuter-avoids-high-nyc-rent-traveling-ohio-home-every-week" target="_blank"><strong>NYC 'SUPERCOMMUTER' AVOIDS HIGH RENT BY TRAVELING FROM OHIO HOME EVERY WEEK</strong></a> Rice revealed that the cost to commute from Delaware to New York City is about $170 to $200 round trip, and the travel time is nearly two hours one way. <a href="https://www.foxnews.com/media/super-commuter-reveals-lengths-reasonable-wage-worth-it" target="_blank"><strong>A SUPER COMMUTER REVEALS THE LENGTHS HE WILL GO TO MAKE A REASONABLE WAGE, IS IT WORTH IT?</strong></a> Co-host Brian Brenberg noted the various unforeseen obstacles that traveling by train can involve, including delays, <a href="https://www.foxbusiness.com/markets/norfolk-southern-agrees-600-million-settlement-east-palestine-train-derailment" target="_blank">rising ticket costs</a> and cancelations. However, the super commuter doubled-down on his strategy, arguing that he "absolutely" saves money despite the train system's potential unreliability. "It was a significant raise in pay for me from my job in Delaware to working here in Manhattan, so I'm making Manhattan money while living somewhere that doesn't have that cost of living that is expected to pay for it," he continued. <a href="https://www.foxbusiness.com/lifestyle/viral-chronoworking-making-waves-among-employees-employers" target="_blank"><strong>WHY THE VIRAL TREND 'CHRONOWORKING' IS MAKING WAVES AMONG EMPLOYEES AND EMPLOYERS</strong></a> "It was a pretty significant bump for my family. I mean, I'm still paying taxes, right? The city's triple tax at this point for me, but it's still enough that it was worth the commute. It's still worth the commute." Rice said that with commuter benefits provided through work, Amtrak points and other cost-saving measures, the math made it clear that, overall, he was still saving money, even with travel costs. Additionally, he said he makes sure to pack <a href="https://www.foxnews.com/food-drink" target="_blank">food and snacks</a> so that he can avoid paying extra on the train. Brenberg cited a <a href="https://institute.bankofamerica.com/content/dam/bank-of-america-institute/economic-insights/on-the-move-q1-2024.pdf" target="_blank">recent study by Bank of America</a> that found there is an increased demand for suburban housing, suggesting that there is a growing desire to move out of cities and into their neighboring suburbs. <a href="https://www.foxbusiness.com/apps-products" target="_blank"><strong>GET FOX BUSINESS ON THE GO BY CLICKING HERE</strong></a> "It's a lot of people in this generation because we know we can do it, right? Like, I learned that I can make this commute from watching someone else - another creator on TikTok - share their story of commuting, and I was like, 'If they can do it, I can do it.' I can put in for this job, I can make this kind of commute," Rice told Brenberg on Friday. "The access to knowledge has been the biggest change for my generation and the generations coming behind me. They're learning that they can make these things, that the little bit of effort is worth it to get that extra money, and you can broaden your horizons... where you work, and where you can travel to and commute to." <i>Fox News Digital's Megan Myers contributed to this report. </i> via: <a href="https://www.foxbusiness.com/media/super-commuter-touts-4-state-long-commute-nyc-making-manhattan-money-low-living-costs" target="_blank">https://www.foxbusiness.com/media/super-commuter-touts-4-state-long-commute-nyc-making-manhattan-money-low-living-costs</a>31821082db1844-673c-5358-b4ca-6aa53d87c1b6, fbn, Fox Business, fox-business/media, fox-business/markets/ecBoeing jet engine seen spewing fire on Air Canada flight: 'Heart in mouth moment'https://www.foxbusiness.com/lifestyle/boeing-jet-engine-spewing-fire-air-canada-flight-heart-mouth-mfeatures/blogs/radio1n1-boeing-jet-engine-seen-spewing-fire-air-canada-flight-hea/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-boeing-jet-engine-seen-spewing-fire-air-canada-flight-hea/#commentsSat, 8 Jun 2024 20:32 GMTSocial media went ablaze on Friday, after an X account posted video of an <a href="https://www.foxbusiness.com/category/travel" target="_blank">Air Canada flight</a> appearing to catch on fire. Air Canada recently addressed concerns about the flight, AC 872, which departed from Toronto en route to Paris on June 5. Officials said that the Boeing 777 aircraft carried 389 passengers and 13 crew members. The video, which was shot by an onlooker on the runway, showed the aircraft ascending hundreds of feet in the air while flames began sparking near its engine. The plane landed soon after. "Heart in mouth moment. Wouldn't blame the passengers for not wanting to fly after that plane returned safely..." one X user wrote in response to the footage. <a href="https://www.foxbusiness.com/lifestyle/us-airports-worst-fly-out-see-list" target="_blank"><strong>THESE US AIRPORTS ARE THE WORST TO FLY OUT OF - SEE THE LIST</strong></a> "This makes [me] not want to fly," another said. In a statement published on Friday, Air Canada explained that the fire was caused by an "engine issue that was determined to be a compressor stall." "The aircraft landed normally, and it was met by first responder vehicles as a precaution before it taxied to the gate on its own," the airline's press release read. "Passengers were accommodated on another aircraft later that same evening." Officials also explained what exactly happened with the jet's engine in the video. "Video posted to the internet of the incident shows the engine at the point of the compressor stall, which can happen with a turbine engine when its aerodynamics are affected," Air Canada added. "This can be caused by various factors, but the result is the flow of air through the engine is disrupted, causing fuel to ignite further down the engine, which is why flames are visible in the video. It is not the engine itself on fire." <a href="https://www.foxbusiness.com/lifestyle/dozens-passengers-united-airlines-flight-mysteriously-fall-ill-en-route-texas" target="_blank"><strong>DOZENS OF PASSENGERS ON UNITED AIRLINES FLIGHT MYSTERIOUSLY FALL ILL EN ROUTE TO TEXAS</strong></a> The airline also noted that, thanks to its well-trained pilots, the situation "was quickly stabilized as per [Air Canada's] standard procedures and the aircraft landed normally." "Great job Air Canada, always feel like I am in good hands stepping on an AC flight," one Canadian wrote sarcastically. "Why are there so many aircraft incidents lately... looking dodgy," a different X user said. Other social media users commended the pilots who safely landed the aircraft. <a href="https://www.foxnews.com/newsletters?cmpid=fnfirstnl" target="_blank"><strong>CLICK HERE TO SIGN UP FOR OUR LIFESTYLE NEWSLETTER</strong></a> "Kudos to the pilots, the tower and all those involved. Listening to the audio the professionalism was amazing," a commentator said. "Congrats to the pilots who handled the situation super well," another applauded. This latest incident is one of many recent mishaps with Boeing planes. Last month, a <a href="https://www.foxbusiness.com/category/airplanes" target="_blank">Qatar Airways</a> Boeing 787-9 Dreamliner flying from Doha to Dublin hit extreme turbulence and left 12 passengers injured. Also in May, a Singapore Airlines <a href="https://www.foxbusiness.com/category/boeing" target="_blank">Boeing 777-300ER</a> jet fell 178 feet in 4.6 seconds, killing a passenger and injuring dozens of others. The flight made an emergency landing in Bangkok. <a href="https://www.foxbusiness.com/apps-products" target="_blank"><strong>GET FOX BUSINESS ON THE GO BY CLICKING HERE</strong></a> Air Canada did not immediately respond to FOX Business' request for comment. <i>Fox News Digital's Greg Norman contributed to this report.</i> <a href="https://www.foxbusiness.com/lifestyle" target="_blank"><i><strong>For more Lifestyle articles, visit foxbusiness.com/lifestyle.</strong></i></a> via: <a href="https://www.foxbusiness.com/lifestyle/boeing-jet-engine-spewing-fire-air-canada-flight-heart-mouth-moment" target="_blank">https://www.foxbusiness.com/lifestyle/boeing-jet-engine-spewing-fire-air-canada-flight-heart-mouth-moment</a>318185c1ab4459-d7b2-5448-97bb-8f75e440233e, fbn, Fox Business, fox-news/fox-news-odd-news, fox-business/liPfizer's Paxlovid fails as 15-day treatment for long COVID, study findshttps://www.foxbusiness.com/healthcare/pfizers-paxlovid-fails-15-day-treatment-long-covid-study-findfeatures/blogs/radio1n1-pfizers-paxlovid-fails-as-15day-treatment-long-covid-stu/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-pfizers-paxlovid-fails-as-15day-treatment-long-covid-stu/#commentsSat, 8 Jun 2024 18:17 GMTA 15-day course of <a href="https://www.foxnews.com/health/covid-drug-paxlovid-helps-prevent-severe-symptoms-will-double-price-pandemic-ebbs" target="_blank">Pfizer's COVID-19 antiviral treatment Paxlovid</a> did not relieve symptoms of long COVID, according to a study by Stanford University researchers. Currently, there are no proven treatments specifically for long COVID in which a host of symptoms can last for many months after initial coronavirus infection. <a href="https://www.foxnews.com/health/long-covid-highest-these-states-new-cdc-report" target="_blank"><strong>LONG COVID IS HIGHEST IN THESE STATES, SAYS NEW CDC REPORT</strong></a> Scientists and patients had hoped that Pfizer's two-drug oral treatment would ease symptoms of long COVID after anecdotal reports of patients who said Paxlovid helped them. But the 15-week, 155-participant study failed to show that a 15-day course helped more than a placebo in reducing fatigue, brain fog, shortness of breath, body aches, or gastrointestinal or cardiovascular symptoms. Trial participants, on average, had been sick more than 16 months before enrolling in the trial. "We did not see a measurable difference based on patient reported outcomes in the six composite symptoms together," Stanford Medicine Professor Dr. Upinder Singh said in an interview. "We didn't see a benefit in individual symptoms either." Dr. Singh said she believes that further study of the treatment for <a href="https://www.foxnews.com/health/over-half-people-get-covid-have-lingering-symptoms-3-years-study-finds" target="_blank">long COVID</a> still has merit, perhaps in longer courses than 15 days or in patients who haven't been sick for as long. The study did show that Paxlovid, which is currently prescribed as a 5-day course early after infection or symptom onset, is safe when used for 15 days, she added. Pfizer said in a statement that the results will not impact its other planned collaborative studies of Paxlovid as a potential treatment for long COVID. Paxlovid is the most commonly prescribed at home treatment for COVID-19 in the U.S. It is approved to treat COVID in adults who are at risk of severe complications from the illness. In Pfizer's original clinical trial, Paxlovid was shown to reduce hospitalizations and death from COVID by around 90% for unvaccinated people at risk for serious disease. In another trial, Pfizer was not able to show benefit for those considered at standard risk, including vaccinated patients. Pfizer funded the long COVID trial. Aside from <a href="https://www.foxnews.com/media/stanford-study-confirms-men-womens-brains-function-differently-sex-plays-crucial-role" target="_blank">Stanford researchers</a>, scientists from Kaiser Permanente North California and Pfizer also contributed to the study. via: <a href="https://www.foxbusiness.com/healthcare/pfizers-paxlovid-fails-15-day-treatment-long-covid-study-finds" target="_blank">https://www.foxbusiness.com/healthcare/pfizers-paxlovid-fails-15-day-treatment-long-covid-study-finds</a>318186bf98bca5-a197-5ada-bee6-cba11eb3eb56, fbn, Fox Business, fox-news/fox-news-us, reuters, fox-businessMissouri restaurant defends higher minimum age requirement for customers to avoid 'drama'https://www.foxbusiness.com/media/missouri-restaurant-defends-higher-minimum-age-requirement-customefeatures/blogs/radio1n1-missouri-restaurant-defends-higher-minimum-age-requirement-f/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-missouri-restaurant-defends-higher-minimum-age-requirement-f/#commentsSat, 8 Jun 2024 08:37 GMTA new restaurant in <a href="https://www.foxnews.com/category/us/us-regions/midwest/missouri" target="_blank">St. Louis, Missouri,</a> is standing by its policy setting minimum ages of 30 and 35 for female and male customers, despite receiving some pushback. "Of course, we have been getting a little backlash, but that's OK because we're sticking to our code," Bliss Restaurant owner Marvin Pate told <a href="https://www.youtube.com/watch?v=ntGx5bqCvTI" target="_blank">KSDK News</a>. "It's just something for the older people to come do and have a happy hour, come get some good food and not have to worry about some of the young folks that bring some of that drama," Assistant Manager Erica Rhodes added in the report. The upscale <a href="https://www.foxbusiness.com/category/small-business" target="_blank">restaurant and bar</a>, which serves Caribbean and West African cuisine, opened last month to great fanfare on social media, its Facebook page shows. However, locals were divided on the establishment's age policy, which requires women to be 30 years old to enter and men to be 35. <a href="https://www.foxbusiness.com/media/ohio-bar-sparks-controversy-new-policy-banning-patrons-under-30-reported-violence-no-exceptions" target="_blank"><strong>OHIO BAR SPARKS CONTROVERSY WITH NEW POLICY BANNING PATRONS UNDER 30 AFTER REPORTED VIOLENCE: 'NO EXCEPTIONS'</strong></a> "As a Black-owned business, Bliss Caribbean Restaurant is dedicated to providing North County with an upscale dining experience. To ensure a grown and sexy atmosphere, we require all guests to be 30 or older for women and 35 or older for men. This policy helps us maintain a sophisticated environment, uphold our standards, and support the sustainability of our unique ambiance," Bliss's owners wrote in a Facebook post announcing the age restriction. Everyone who enters the restaurant after 7PM Wednesday through Sunday must show their IDs to a hostess or a St. Louis County Police Officer on-site. Bliss explained this would create "a mature and relaxed environment for all guests," while allowing the business to "focus on providing exceptional service and a memorable experience," and ensure the restaurant "remains a premier destination for those seeking an upscale Caribbean dining experience." The <a href="https://www.foxnews.com/media" target="_blank">social media</a> post drew hundreds of comments, most of which appeared to praise the policy. <a href="https://www.foxnews.com/media/pennsylvania-chick-fil-creates-new-rule-after-rowdy-teens-cause-chaos-were-a-family-friendly-restaurant" target="_blank"><strong>PENNSYLVANIA CHICK-FIL-A CREATES NEW RULE AFTER ROWDY TEENS CAUSE CHAOS: 'WE'RE A FAMILY-FRIENDLY RESTAURANT'</strong></a> "I love the age requirement please don't get rid of it," one of the top comments read. "Love this cuz not only it's for the mature crowd but it makes you wanna go out again without the nonsense," another person wrote. "Anybody upset just doesn't understand what's happening with these businesses being tore up by younger crowd," another top comment said. Other locals were more skeptical about the age policy. "Everybody about to be in jungle hustle buying fake IDs," one critical person wrote. "I understand the need for setting an age limit to protect businesses. However, it's important to acknowledge that places like this that do allow family members and friends in without meeting the age restriction. Additionally, age does not guarantee behavior, as there are individuals above the age of 30-35 who may still engage in disruptive behavior. It's crucial to address the issue of behavior rather than solely focusing on age restrictions." "Welp there goes date night why such a big age difference between men and women? I'm 30 and wouldn't really see myself dating someone 5 years older than me," another person wrote. <a href="https://www.foxbusiness.com/apps-products" target="_blank"><strong>GET FOX BUSINESS ON THE GO BY CLICKING HERE</strong></a> Fox News Digital reached out to Bliss for comment but has yet to receive a response. via: <a href="https://www.foxbusiness.com/media/missouri-restaurant-defends-higher-minimum-age-requirement-customers-avoid-drama" target="_blank">https://www.foxbusiness.com/media/missouri-restaurant-defends-higher-minimum-age-requirement-customers-avoid-drama</a>3180781109c567-4a49-5d21-8223-89b6cbb74d96, fbn, Fox Business, fox-business/media, fox-news/fox-news-newseSan Francisco mansion for sale at an eye-popping $38 million price taghttps://www.foxbusiness.com/lifestyle/san-francisco-mansion-sale-eye-popping-38-million-price-tagfeatures/blogs/radio1n1-san-francisco-mansion-sale-eyepopping-38-million-p/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-san-francisco-mansion-sale-eyepopping-38-million-p/#commentsSat, 8 Jun 2024 08:00 GMTThe title of most expensive home listed in San Francisco's real estate market currently belongs to an up-for-grabs luxury Pacific Heights property. The home, put on the market on the owner's behalf by Stacey Caen and Joseph Lucier of Sotheby's International Realty's San Francisco Brokerage, achieved that feat due to its $38 million asking price. There are a few other homes in the <a href="https://www.foxbusiness.com/category/fox-news-san-francisco" target="_blank">Pacific Heights area</a> priced similarly albeit lower than the property, according to Redfin. A nearby house went for a record-setting $43.5 million in a 2021 deal, according to reports. <a href="https://www.foxbusiness.com/lifestyle/nantucket-beachfront-home-sells-absurdly-low-price-theres-catch" target="_blank"><strong>NANTUCKET BEACHFRONT HOME SELLS FOR AN ABSURDLY LOW PRICE, BUT THERE'S A CATCH</strong></a> The $38 million home has over 10,100 total square feet, with four bedrooms, six full bathrooms and four partial ones, at what Caen and Lucier described in the property's listing as the "most coveted, cornerstone location" in the neighborhood. The Pacific Heights area is known for its luxury homes and its uber-wealthy residents. Billionaire Nvidia CEO Jensen Huang is <a href="https://www.foxbusiness.com/lifestyle/nvidias-ceo-extensive-rich-real-estate-portfolio" target="_blank">said to have a house</a> there, for example. Philanthropists Fritz and Lucy Jewett, both of whom have passed away, built the home back in the late 1980s and owned it until their deaths, <a href="https://www.wsj.com/real-estate/luxury-homes/san-franciscos-most-expensive-home-for-sale-88731b31" target="_blank">The Wall Street Journal reported</a>. Their son is reportedly selling it. The 37-year-old home contains a massive kitchen and spa, <a href="https://www.foxbusiness.com/lifestyle" target="_blank">among other luxuries</a>, photos and the Sotheby's listing indicate. <a href="https://www.foxbusiness.com/lifestyle/kitty-litter-heiress-lists-california-estate-for-88m" target="_blank"><strong>KITTY LITTER HEIRESS LISTS CALIFORNIA ESTATE FOR $88M</strong></a> Its various rooms have "dazzled heads of state, royalty, and the city's high society" over the years, per the listing. The light-colored, multi-level home sits on a 0.18-acre lot. It features a massive garage that can fit <a href="https://www.foxbusiness.com/category/auto" target="_blank">seven cars</a>. Residents and guests can see well-known San Francisco sights like the Golden Gate Bridge and Alcatraz from the home's windows. In San Francisco, homes had median asking prices of $1.2 million in April, according to Realtor.com. For sale prices, the median was $1.4 million. <a href="https://www.foxbusiness.com/lifestyle/florida-estate-listed-295-million-would-record-sale" target="_blank"><strong>FLORIDA ESTATE LISTED FOR $295M WOULD BE A RECORD SALE</strong></a> Redfin pegged the <a href="https://www.foxbusiness.com/real-estate" target="_blank">national median asking price</a> of homes at $392,200 for the four weeks ending June 2. via: <a href="https://www.foxbusiness.com/lifestyle/san-francisco-mansion-sale-eye-popping-38-million-price-tag" target="_blank">https://www.foxbusiness.com/lifestyle/san-francisco-mansion-sale-eye-popping-38-million-price-tag</a>31807944c690f1-c5ad-585d-bdca-e3e4d13fb4bf, fbn, Fox Business, fox-business/lifestyle, fox-business/home-mDollywood edges out Disney for favorite theme park: surveyhttps://www.foxbusiness.com/lifestyle/dollywood-edges-out-disney-favorite-theme-park-surveyfeatures/blogs/radio1n1-dollywood-edges-out-disney-favorite-theme-park-survey/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-dollywood-edges-out-disney-favorite-theme-park-survey/#commentsFri, 7 Jun 2024 20:33 GMTHello, Dolly! Dollywood has edged out Disney for favorite <a href="https://www.foxnews.com/category/travel/general/theme-parks" target="_blank">theme park</a>, according to a survey from the National Amusement Park Historical Association. The NAPHA releases a survey every year that includes categories like "most beautiful theme park," "favorite traditional theme park" and "favorite wooden roller coaster," and <a href="https://www.foxnews.com/category/person/dolly-parton" target="_blank">Dolly Parton's</a> eponymous park came out on top for "favorite theme park" overall. The <a href="https://www.foxnews.com/category/us/us-regions/southeast/tennessee" target="_blank">Tennessee staple</a> beat out both Disney World in Florida, which came in at second, while Disneyland in California took third. <a href="https://www.foxnews.com/lifestyle/seaworld-enthusiasts-twin-brothers-attended-summer-camp-kids-work-park-anniversary" target="_blank"><strong>SEAWORLD ENTHUSIASTS AND TWIN BROTHERS WHO ATTENDED CAMP AS KIDS WORK AT PARK FOR MILESTONE ANNIVERSARY</strong></a> The park also won the top prize for having the top new attraction with its Big Bear Mountain roller coaster. The rankings were from NAPHA's <a href="https://www.facebook.com/NationalAmusementParkHistoricalAssociation/" target="_blank">38th annual survey</a> of the country's theme parks that covered the 2023 season, voted on by park enthusiasts. "Look at The Dolly Parton Experience, which we opened less than two weeks ago," Dollywood President Eugene Naughton said in a release, according to the Knoxville News Sentinel. "It is an industry-leading offering that follows closely behind two spectacular additions last year: the greatest new ride in the industry, Big Bear Mountain, and one of the top resort properties at any theme park, HeartSong Lodge &amp; Resort." He attributed Dollywood's success to prioritizing the guest experience and investing in new rides and attractions. The average NAPHA member has been to more than 100 theme parks in the U.S. and globally, the newspaper reported. Dollywood first opened in 1986, 15 years after <a href="https://www.foxnews.com/category/travel/general/disney" target="_blank">Disney World. Disneyland</a>, which revolutionized modern theme parks, opened in 1955. "At Dollywood we celebrate the best of life as we light up the Smokies with rides, slides, music, food and laughter - day and night," Dollywood says on its website. "We invite you to our Tennessee home where you can hold on tight to those you love most in the great outdoors in each beautiful season of the year. Start planning now!" <a href="http://foxbusiness.com/" target="_blank"><strong>CLICK HERE TO READ MORE ON FOX BUSINESS</strong></a> Dollywood is located in Pigeon Forge, Tennessee, not far from where the country star herself was born. via: <a href="https://www.foxbusiness.com/lifestyle/dollywood-edges-out-disney-favorite-theme-park-survey" target="_blank">https://www.foxbusiness.com/lifestyle/dollywood-edges-out-disney-favorite-theme-park-survey</a>3180546e0f6a1f-c3fb-55d6-9022-b1bab098c140, fbn, Fox Business, fox-news/fox-news-travel/fox-news-general/fLARRY KUDLOW: 'Look under the hood' of Biden's May jobs report and you'll see the problemhttps://www.foxbusiness.com/media/larry-kudlow-look-under-hood-bidens-may-jobs-report-youll-see-probfeatures/blogs/radio1n1-larry-kudlow-look-under-hood-bidens-may-jobs-report-a/Posted by radio1n10https://www.blackvibes.com/features/blogs/radio1n1-larry-kudlow-look-under-hood-bidens-may-jobs-report-a/#commentsFri, 7 Jun 2024 18:22 GMT<i>If you're going to buy a pre-owned, used car like so many people have to do nowadays, you can't just be impressed by a shiny new paint job. </i> <i>Instead, you've got to look under the hood. You've got to check out the engine, the oil, battery, brake fluid and spark plugs. </i> <i>Well, today's release of the May jobs report is much the same. The shiny, new paint job was a significant 272,000 increase. Although nearly half of that was government and government-related jobs, that's what the nonfarm payrolls showed. However, when you lift up the hood, what you see is an incredible 408,000 job loss from the </i><a href="https://www.foxbusiness.com/personal-finance/interest-rate-mortgage-federal-reserve" target="_blank"><i>household survey</i></a><i>. </i> <a href="https://www.foxbusiness.com/economy/us-jobs-report-may-2024" target="_blank"><strong>US JOB GROWTH JUMPS BY 272K IN MAY WHILE UNEMPLOYMENT UNEXPECTEDLY RISES</strong></a> <i>So what's the difference between the two? Well, the payroll establishment survey is mostly larger, established companies where the Bureau of Labor Statistics dials up the human resources department and gets a job headcount, but for the household survey, the BLS mainly calls families and individuals to ask if they are employed or not. </i> <i>Traditionally, the household survey is more heavily weighted toward small businesses, and actually over the past year has produced only a tiny 31,000 increase in jobs. Now, additionally, under the hood, the civilian labor force shrunk by 250,000 and as a consequence, the unemployment rate notched up to 4%. And another key indicator of the labor force is the employment-to-population ratio, which fell slightly in May to 60.1%. </i> <i>Now aside, the late, great labor economist Ed Lazear, former CEA chair, longtime professor at Stanford University, Ed Lazear always pointed to the employment-population ratio as the single best indicator of labor market strength or weakness. He was, by the way, a dear friend and mentor of mine. </i> <i>Now, during the Trump years, the employment population ratio reached 61.1% - that's 1% higher than today's number. However, going further back, the peak in that ratio was 64.6% in May of 2000. So, the point here is more people ought to be working. </i> <i>And my guess is, among the many complexities of the job story, both federal and state governments more and more are offering overly generous benefits not to work, but there is more concern with these job numbers. </i> <a href="https://foxbusiness.com/economy/white-collar-workers-struggling-find-job-labor-market-slows" target="_blank"><strong>WHITE-COLLAR WORKERS ARE STRUGGLING TO FIND JOBS AS THE LABOR MARKET SLOWS</strong></a> <i>Once again, full-time jobs fell 605,000 in May. This is not a monthly problem - this is a long-playing record. It's mirror image: Part-time jobs gained 286,000. So if full-timers are plunging and part-timers are surging, that cannot be a healthy economic sign. Additionally, in just May alone, 414,000 immigrants, </i><a href="https://www.foxbusiness.com/fox-news-us/tyson-foods-hoping-hire-40000-asylum-seekers-immigrants-labor-manufacturing-jobs" target="_blank"><i>both legal and illegal</i></a><i>, gained jobs, while 663,000 native-born Americans lost jobs. This discouraging pattern has been going on for quite some time, but the trend line has accelerated significantly during the Biden years. </i> <i>Now, in terms of the ongoing </i><a href="https://www.foxbusiness.com/politics/bidens-plans-addressing-housing-affordability-make-it-worse-pence-group-warns" target="_blank"><i>Biden affordability crisis</i></a><i>, if you call through the numbers over the past 12 months, the combination of average hourly earnings - that's wages - for production people - working folks - that times, hours worked, you get a proxy for their income, and that income number comes to only 3.4% increase, which is about the same as the consumer price index, which means they're not getting ahead of the ongoing inflation. </i> <i>Indeed, over Biden's entire term, real wages have fallen while all these prices have exploded. </i> <a href="https://foxbusiness.onelink.me/Zkcx?pid=AppArticleLink&amp;af_dp=foxbusinesssaf%3A%2F%2F&amp;af_web_dp=https%3A%2F%2Fwww.foxbusiness.com%2Fapps-products" target="_blank"><strong>GET FOX BUSINESS ON THE GO BY CLICKING HERE</strong></a> <i>So when you look at all these car parts under the hood, frankly, I think folks are going to buy a much better model: one that has lower taxes, deregulation and drill, baby, drill. We'll have to find a car that suits all that.</i> <i>This article is adapted from Larry Kudlow's opening commentary on the June 7, 2024, edition of "Kudlow." </i> via: <a href="https://www.foxbusiness.com/media/larry-kudlow-look-under-hood-bidens-may-jobs-report-youll-see-problem" target="_blank">https://www.foxbusiness.com/media/larry-kudlow-look-under-hood-bidens-may-jobs-report-youll-see-problem</a>3180554bd47639-9bf8-5285-9987-ce11c90a62ee, fbn, Fox Business, fox-business/media, fox-business/shows/kudl