Trevon Patterson

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Interactive hip hop show with substance! Not your typical hip hop radio show, @3two1radio covers a range of topics that will add value to your listening experience. Topics like how to make money whi... Read More


 

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#Hustle101: Budget Allocation

   

#Hustle101:  Budget Allocation

  Peace family!  Today we're discussing budget allocation, I've witnessed people have a plan for everything else in their life but their money.  They'll plan their weekend, what outfit they're going to wear, places they're going to, etc with no problem.  But when it comes to putting a budget together it's a super struggle.  So I'm going to help those out that struggle with budgeting with a simple plan courtesy of @getjoemoneyright podcast.

50% goes to needs (bills...food...gas)
20% goes to debt repayment and savings
20% goes to investing (give your money a job)
10% goes to wants (moves, leisure events)

  If you have to adjust the numbers to your liking by all means please do so, I just want you all to start having a plan for your money.  78% of us live paycheck to paycheck, and implementing a budget plan helps resolve that issue.  2019 is coming & I don't want you all to have the same money problems in a new year


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For The Culture!

   

For The Culture!

  Peace family!  I came across an article about Tekashi 6ix9ine claiming he was acting like a gangsta just to sell records.  As a fan of the culture I felt some type of way, the hip hop fan in me was heated.  Why do we continue to allow these culture vultures to come in and make a mockery of our culture just for profit??  The forefathers of the culture didn't create this lifestyle just for it be mocked and turned into an episode of Love & Hip Hop.  I never cared for 6ix9ine and his gimmicks or trolling as people call it, I even felt like a sell out when I played "Gummo" in my mix.  I don't feel bad for ole Danny, because that's the energy he was putting out, CThaGod tried to tell him.  Fat Joe just recently tried to warn him, but of course these culture vulture clowns not trying to hear none of they were saying.  So artists stop mocking the culture and start respecting it, the forefathers didn't endure their struggles for this!  Old heads it's time we correct this issue and no longer allow this foolishness to continue (myself included).  Love


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#Hustle101: How To Get Out of Debt

   

#Hustle101:  How To Get Out of Debt

  Peace family!  Thank you to the new fam that's downloaded my app, welcome and I hope my app not shifts your mindset but I hope you enjoy the content I produce on here.  Now let's get right to business, all this week on my radio show I've been giving out ways to get out of debt.  Debt is something that's plaguing our communities for year!  Here are some solutions that can help you get out of debt.

1.  Lean to budget.
2.  Decrease expenses.
3.  Increase Income.
4.  Save money & invest it.
5.  Get more than one income.
6.  Debt snowball.

  I hope this helps someone that's been struggling trying to find a solution to getting out of debt.  These are steps I'm following myself even tho the only debt I have is student loans (should've stayed a college dropout).  Thanks for reading and feel free to hit me up @dj3two1.  Love


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